Essential business services for Northland & NZ home-grown businesses.

Straightforward Xero bookkeeping and advisory from someone who chose to come home and build here.

Based in Northland, working with businesses across the region.

Bridget McCarty Bookkeeping & Advisory

About Bridget

I bring more than 25 years of experience across tax, banking, project management and operational excellence, including being a trusted relationship manager to many customers in a broad range of industries, auditing complex tax situations and providing governance to transformation initiatives.

Today, I combine that experience, an accounting and commercial law degree, with practical bookkeeping skills and Xero expertise to provide straightforward, reliable bookkeeping support to small and medium sized businesses. I’m a Xero Certified Professional (Level 2), so your file is set up and run the way Xero intends.

Whether you’re starting out, growing, taking on staff, changing direction or navigating one of those inevitable business challenges, I can help you work through the numbers and the practical considerations so you can move forward with confidence.

Whether you’re a tradie, professional, retailer, hospitality operator, farmer or another SME owner, I want to be the person that has your books tidy, helps you make sense of the numbers and be a trusted advisor when you’re making important decisions.

Services

Each service is scoped and priced on what it actually involves — not a vague monthly line item.

Monthly bookkeeping

Monthly package, by volume
Bank and credit card reconciliation, routine AP/AR reconciliation, GST preparation and filing, and monthly financial reports — the ongoing rhythm that keeps your accounts current and your accountant happy at year end. Payroll available as an add-on at $15 per employee per pay period. Scaled to your transaction volume, not a one-size-fits-all package.

AP/AR backlog clean-up

Fixed-cost project
For accounts that are behind or messy: a deeper diagnostic check across several months, catching errors, duplicates, and gaps before they become a bigger problem. This is one-off project work, separate from the routine reconciliation already included in your monthly package.

Xero setup

Fixed project fee
Getting your file set up right from day one — chart of accounts, bank feeds, and GST configuration — or untangling and migrating one that isn't.

Advisory

Beyond the books — practical support for the decisions and changes that come with running a business. My advisory work is practical and operational. For tax advice, structuring decisions or legal matters, I’ll work with your accountant or lawyer.

Project management

Quoted per engagement
Support running a discrete project within your business — keeping timelines, budgets, and the people involved on track, so it actually gets finished rather than drifting.

Business changes

Quoted per engagement
Practical support when your business changes, such as taking on your first employee, adding a service or moving to new systems. I handle the bookkeeping, payroll set-up and process side, and work alongside your accountant or lawyer on structure and tax decisions.

New processes & tools

Quoted per engagement
Help working through new processes or tools you're bringing into the business, so they actually fit how you operate rather than adding complexity.

Talk through your situation

Pricing

Packages are priced by volume, not by the hour — so you know exactly what your month costs before it starts. All prices exclude GST.

Monthly bookkeeping

Bank & credit card reconciliation, routine AP/AR reconciliation, GST prep & filing, monthly reporting. An “item” is any bank or credit card transaction, or any bill or invoice reconciled in the month.

PackageItems per monthPrice
Starterup to 110$255/mo
Growingup to 250$515/mo
Establishedup to 550$1,025/mo
Complexup to 850$1,540/mo

Each connected system (for example a POS, job management or payroll platform) adds reconciliation work. If you run more than one, we’ll agree either a flat monthly fee or a move up a tier before you start.

Payroll — optional add-on

Available alongside any monthly bookkeeping package.

  • Payroll processingPer employee, per pay period$15

AP/AR backlog clean-up

One-off diagnostic project for accounts that are behind or messy, scoped after a short file review.

  • Xero Health CheckUp to 3 months, under 100 items, with a short written summary of what needs fixingFrom $450
  • Standard clean-upUp to 6 months, up to 250 itemsFrom $850
  • Extensive clean-up6+ months or 250+ itemsCustom quote

Xero setup

One-off project, fixed fee once scoped.

  • New business setupChart of accounts, bank feeds, GST setupFrom $450
  • Migration / clean-up setupMoving from another system or fixing an existing fileFrom $650

Package pricing is reviewed after your first 3 months, and annually thereafter. If your volume regularly runs over a package cap, we'll talk about moving to the next tier — no surprise bills.

Ask for a quote

Get in touch

Tell me a bit about your business and what you need help with, and I'll come back to you with a proposal.

Email bridget.books@mccartybusiness.com

Phone +64 (0)21 450 941